• O U R | F I R M

    Partners Legal Services, PSC was founded in 1999 to provide services to the banking and mortgage industry. Since its inception, PLS has been an established firm providing service to James B. Nutter & Company, First Bank Puerto Rico, Banco Popular de Puerto Rico, The Money House, BeeWee Mortgage and Doral Bank among others in the mortgage area. PLS has further expanded its services to include foreclosure proceedings, loss mitigation and mortgage cancellation. Our firm currently provides foreclosure proceeding services and loss mitigation to various loan servicers and mortgage institutions and is an authorized provider with Fannie Mae and Freddie Mac, through a related entity.

     

    The firm takes pride in providing the banking and mortgage industry with experienced lawyers in the areas of residential foreclosures, loan workouts, loss mitigation and mortgage cancellations in pursuit of our clients’ goals. The firm further performs services in bankruptcy litigation and civil law counseling including, among others, insurance law, commercial law, labor relations and employment law, administrative law, corporate law, real estate and construction law.


    The firm maintains its mission to offer personalized service to its clients in the most efficient and cost effective manner, while maintaining the highest ethical standards and professional excellence the legal profession requires.


    The firm is currently headed by its managing partner, Maritza Guzmán Matos, who leads the mortgage and foreclosure practice, and by attorney Ernesto Rovira Gándara, who leads the general litigation practice and supports the foreclosure and mortgage practice. In conjunction with additional experienced attorneys as well as the administrative support group, Ms. Guzmán and Mr. Rovira have built a most competent, balanced and diverse professional team to provide for the needs of all firm clients.

  • A T T O R N E Y S

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    MARITZA GUZMÁN MATOS

    Born San Juan, PR, 1978; admitted to bar, 2004, Puerto Rico, U.S. District Court for Puerto Rico and U.S. Court of Appeals, First Circuit;

    EDUCATION: University of Puerto Rico-Mayagüez (B.A., 2000), Interamerican University of Puerto Rico, Law School (J.D. 2003);

    MEMBER: Bar Association of Puerto Rico, Notary Association, American Bar Association;

    LANGUAGES: English and Spanish.

    PRACTICE AREAS:

    Foreclosure Proceedings (Reverse and Conventional Loans), Notarial, Mortgage, Commercial Transactions, Banking and Contract Law, Loss Mitigation and Loan Modifications. Currently in charge of all mortgage transactions for a well recognized banking institution. Develop and implemented an internal procedure in order to decrease the process of foreclosure of properties from approximately thirty-six (36) months to fewer than twelve (12) months. Notary of the Year (2010) recipient.

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    ERNESTO ROVIRA GÁNDARA

    Born in San Juan, Puerto Rico 1976; admitted to bar 2004, Puerto Rico; US District Court of Puerto Rico, 2005, Puerto Rico.
    EDUCATION: Indiana State University, (BS 1999); Interamerican University of Puerto Rico School of Law (JD 2003);

    MEMBER: Bar Association of Puerto Rico, American Bar Association, Puerto Rico Notaries Association;

    LANGUAGES: English and Spanish.

    PRACTICE AREAS:

    Foreclosure Proceedings (Reverse and Conventional Loans), Notarial, Mortgage, Commercial Transactions, Banking and Contract Law, Loss Mitigation and Loan Modifications. Currently in charge of all mortgage transactions for a well recognized banking institution. Develop and implemented an internal procedure in order to decrease the process of foreclosure of properties from approximately thirty-six (36) months to fewer than twelve (12) months. Notary of the Year (2010) recipient.

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    JUAN B. SOTO-BALBAS

    Born Baltimore, Maryland, 1955; admitted to bar, 1981, Puerto Rico; 1982, U.S. District Court, District of Puerto Rico; 1983, U.S. Court of Appeals, First Circuit; 1994, U.S. Supreme Court;

    EDUCATION: Boston College (B.A., 1977); Interamerican University of Puerto Rico (J.D., 1981). Hearing Examiner, Industrial Commission of Puerto Rico;

    MEMBER: Bar Association of Puerto Rico, Federal Bar Association, Puerto Rico Notaries Association;

    LANGUAGES: English and Spanish.

    PRACTICE AREAS:

    Bankruptcy, Residential Foreclosure, Loss Mitigation, Commercial Litigation, Real Estate, Notary Public, Estates, Eminent Domain, Wills & Deeds, Government and Municipal Law.

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    RICARDO PASCUAL

    Born Ponce, Puerto Rico, 1963; admitted to bar, 1990, Puerto
    Rico; U.S. Court of Appeals, First Circuit, 1990; U.S. District Court, District of Puerto Rico, 1994. U.S. Court of Veterans Appeals, 1994; Federal Maritime Commission; United States Supreme Court, 2003;

    EDUCATION: University of Sacred Heart, Puerto Rico (B.B.A. 1986); Interamerican University of Puerto Rico, Law School (J.D. 1989);
    MEMBER: Bar Association of Puerto Rico, Federal Bar Association, American Bar Association, Young Lawyers Commission, Puerto Rico Notary Association, Labor Lawyer and the Tort and Insurance Practice sections of the American Bar Association;
    LANGUAGES: English and Spanish.

    REPORTED CASES:

    Luis F. García v. Hormigonera Mayaguezana, 2007 TSPR 149;

    Santini v. Santon, 118 F. Supp 2d 159, 2000 U.S. Dist. LEXIS 16265;

    William Lugo v. Empire Gas, 98 JTA 866 (8/24/98);
    Salvador Nieves v. AEE, 96 JTA 862 (5/20/96);

    Miranda Delanoy v. MSJ, 2006 WL 2384888 (6/30/06, PR Court of Appeals);

    PRACTICE AREAS: Personal Injury, FEDERAL LITIGATION, Products Liability, Insurance Law, Administrative Law, “Negociado de Conciliación y Arbitraje”-Dept. of Labor and Human Resources of PR, Labor and Employment Law, Employee Benefits, Social Security, Real Estate, Notary Public, Worker's Compensation and Appellate Practice.

  • C O N T A C T | U S

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    Centro Internacional de Mercadeo
    Ave. PR-165 Suite 210
    Guaynabo, 00968
    787-758-3277